According to state law, people can be found guilty of insurance fraud if they knowingly include any false information during the preparation or presentation of an insurance claim. However, New York residents may not know that insurance fraud may also include the purposeful concealment of any information used for an insurance claim. In these cases, false information or concealed information usually comes in the form of written statements.
People may also face insurance fraud charges for knowingly withholding information or including misleading information while applying for an insurance policy. This includes insurance policies dealing with private health care coverage or health care coverage sponsored by the government.